NOTICE OF CREDITABLE COVERAGE

Prescription Drug Information for 
College Insurance Program (CIP)
Medicare Eligible Plan Participants

This notice confirms that your existing prescription drug coverage through the CIP is on average as good as or better than the standard Medicare prescription drug coverage (Medicare Part D). You can keep your existing group prescription coverage and choose not to enroll in a Medicare Part D Plan. Unless you qualify for low income/extra-help assistance, you should not enroll in a Medicare Part D Plan.

With this Notice of Creditable Coverage, you will not be penalized if you later decide to enroll in a Medicare prescription drug plan. However, you must remember that if you drop your entire group coverage through CIP and do not enroll in a Medicare Part D Plan after your existing group coverage ends, you may be penalized if you enroll in a Medicare Part D Plan later.

If you keep your existing group coverage, it is not necessary to join a Medicare prescription drug plan this year.

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